FAQs

Frequently Asked Questions

Expert Tips and Local Insights

Everything you need to know about buying or selling a home in Baltimore and the surrounding areas.

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How long will it take to sell my house?

Every situation is different, but with Bill Birrane as your trusted Baltimore real estate agent, you’ll get expert guidance on pricing, staging, and marketing strategies tailored to attract qualified buyers quickly. Bill’s goal is to help you sell your home fast—often under 30 days—so you avoid sitting on the market and losing negotiation leverage.

How long does the home buying process take?

The timeline varies based on your needs, budget, and preferences. Bill streamlines your home search by showing only the best-matched properties in Baltimore and surrounding areas, saving you valuable time. Once your offer is accepted, closings typically take 30 to 45 days. Bill’s hands-on support helps keep your transaction smooth from contract to closing.

How much is the commission fee?

Commission fees are negotiable, and Bill is transparent about costs from the start. His proven marketing, negotiation skills, and deep knowledge of the Baltimore market often help you net more than enough to comfortably cover the commission.

How much money do I need to buy a house?

Down payment requirements depend on your mortgage type. Bill connects buyers with trusted local lenders who explain options like conventional loans (usually 20% down), FHA loans (as low as 3.5% down), and USDA or VA loans that may require no down payment. With Bill’s expert guidance, you’ll know exactly what to expect financially before you start shopping.

Do you recommend staging a home?

Absolutely. Bill has seen how professional staging helps Baltimore homes sell faster and for higher prices. He can recommend talented local stagers to highlight your home’s best features and make a great impression on buyers.

Do I really need a realtor?

Trying to navigate buying or selling without an experienced realtor can lead to costly mistakes. Bill knows the contracts, pricing strategies, and negotiation tactics that protect your interests and maximize your financial outcome. Working with Bill means peace of mind and confidence.

When is the best time to sell a house?

Homes sell year-round, but spring usually brings the most buyers—and competition among sellers. Bill uses up-to-date market data and understands your personal needs to recommend the best time for your listing to get top results in Baltimore.

When is the best time to buy a house?

Each season has pros and cons—spring offers more listings but more buyers; holidays mean less competition but fewer options. Bill’s market insights and proactive approach help you find the right home at the right time to meet your goals.

Is this a safe neighborhood?

Safety means different things to different people. Bill suggests combining online crime maps with visits at various times and days. His local knowledge and connections help you get a real feel for the neighborhood’s vibe and safety so you can make an informed decision.

How much value does a parking pad add in the city?

In neighborhoods where parking is scarce, having a dedicated parking pad or garage can add significant value—sometimes upwards of $25,000. Bill’s local market expertise helps you understand exactly how much value parking could add to your specific property.

Do you have home inspectors or contractors you recommend?

Yes. Bill has a reliable network of inspectors, contractors, and service professionals in the Baltimore area who have consistently delivered great results. While the final choice is yours, Bill’s referrals can simplify your process.

What is PMI (Private Mortgage Insurance)?

PMI is an insurance fee added to monthly payments when you put less than 20% down on a conventional loan. Bill works closely with lenders to help you understand your options for avoiding or removing PMI, helping you save money over the life of your mortgage.